Insurance Points for Traffic Offenses

12 POINTS:

• Manslaughter or Negligent Homicide
• Prearranged Highway Racing or Lending a Car for Prearranged Highway Racing
• Hit-and-Run Resulting in Bodily Injury or Death
• Driving with a Blood-Alcohol Level .08 or More
• Driving Commercial Vehicle with a Blood-Alcohol Level .04 or More
• Driving While Impaired
• Transporting Illegal Intoxicating Liquor for Sale

10 POINTS:

• Highway Racing or Lending a Car for Highway Racing
• Speeding to Elude Arrest

8 POINTS:

• Driving During Revocation or Suspension of License or Registration

4 POINTS:

• Reckless Driving
• Hit-and Run Resulting in Property Damage Only
• Passing a Stopped School Bus
• Speeding in Excess of 75mph when the Speed Limit is Less than 70mph
• Speeding in Excess of 80mph when the Speed Limit 70mph or Greater
• Driving by a Person Less than Age 21 after Consuming Alcohol or Drugs

3 POINTS:

• At-Fault Accident Resulting in Death, or Bodily Injury, or Property Damage Only of $2,500 or More

2 POINTS:

• Illegal Passing
• Following Too Closely
• Driving on Wrong Side of the Road
• At-Fault Accident Resulting in Property Damage in Excess of $1,500, but Less than $2,500
• Speeding More than 10 mph Over the Speed Limit Provided the Total Speed is in Excess of 55 mph, but Less than 76 mph
• Speeding 10 mph or Less in Excess of Speed Zone of 55 mph or Greater

1 POINT:

• All Other Moving Violations
• At-Fault Accident Resulting in Bodily Injury of $1,500 or Less, or Property Damage of $1,500 or Less
• Speeding 10 mph or Less in Excess of Speed Limit of Less than 55 mph

Insurance Points Will Cost You Money